Oro Money | Gold Loans at home 4.5.6

Oro Money offers a streamlined solution for obtaining gold loans that emphasizes speed, convenience, and security. Customers can access instant gold loans either through doorstep service or at designated branches, benefiting from the highest per gram gold rates and competitive interest rates.

Funds are credited to your account within approximately 30 minutes via a partnership with Federal Bank, while your gold jewelry is stored in secure bank lockers and insured by New India Assurance, ensuring peace of mind throughout the process.

The service is now available in Chennai, Bangalore, Hyderabad, Pune, and Vijayawada.

The Oro mobile application enhances user experience by providing functionalities such as:

• Requesting a gold loan with ease
• Scheduling appointments for gold valuation
• Selecting plans based on interest rates and per gram gold rates
• Monitoring loan details and making payments through UPI, debit card, or net banking
• Requesting the return of jewelry via delivery
• Receiving notifications related to jewelry safety and payment updates

Key advantages of choosing Oro for your gold loan include:

• Bank-established loans with secure bank locker storage through Federal Bank
• Competitive interest rates starting at 0.83% per month (9.90% annually) with flexible repayment options
• Access to the highest per gram gold rates to maximize your loan value
• No hidden charges such as processing, foreclosure, or appraisal fees
• Transparent simple interest calculation without compounding
• A simplified three-step process: booking, valuation, and fund transfer
• Customized plans tailored to interest rate preferences, loan tenure, and payment frequency
• Comprehensive insurance coverage for your jewelry from pickup to delivery
• Mobile management of loans—including tracking payments and renewing loans—via the Oro app
• One-click jewelry return service with no delivery charges

The typical Oro three-step process involves:

1. Booking an appointment
2. Getting your gold valued by an Oro representative
3. Receiving the loan amount via bank transfer

This approach ensures that your gold loan experience remains transparent, secure, and customized to your financial needs. Whether located in Chennai, Bangalore, Hyderabad, Pune, or Vijayawada, Oro aims to deliver maximum value for your gold with instant loans directly to your doorstep.

If you have further questions or need assistance, please contact us at [email protected].